Lumpsum Calculator - Estimate Future Value with CA Rachana Ranade

💼 Lumpsum Calculator

Estimate the future value of a one-time investment using an expected return rate.

⚙️ Investment Details
Calculator
₹ 5,00,000
💡 One-time amount you invest today
12.00%
💡 Typical long-term equity: ~10–15% (assumption only)
10 years
💡 How long you stay invested
📊 Results
Numbers
🎯 Future Value
₹ 0
💰 Amount Invested
₹ 0
📈 Total Gains
₹ 0
📉 Visuals
Charts
🧩 Investment Split
Invested ₹ 0
Gains ₹ 0
💡 These visuals are estimates based on your expected return. Actual returns can vary.

How does this Lumpsum Calculator work?

This calculator estimates the future value of your one-time investment using the compounding formula: Future Value = Investment × (1 + Return Rate)Years.

  • Investment Amount: Your one-time investment today.
  • Expected Return (p.a.): The annual growth rate you assume (example: 12%).
  • Duration: Number of years you stay invested.

The charts show (1) how much of the final amount is invested vs gains, and (2) how the investment grows year-by-year.

Frequently Asked Questions

❓ Is this return guaranteed?

No. The return rate is an assumption for planning. Market-linked products (like mutual funds) can fluctuate.

❓ What return should I use?

For long-term equity investing, many people assume ~10–12%. For safer debt-like products, assumptions may be lower. Choose a realistic number.

❓ Does this include taxes and inflation?

No. This is a simple future value estimate. Taxes and inflation can reduce real-world outcomes.

Disclaimer: This tool is for informational purposes only. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully.